Dorji Banzarov Buryat state University
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BSU bulletin. Economy and Management

Bibliographic description:
Odoeva O. I.
,
Gomboeva A. N.
,
Postnikova L. V.
DEPOSIT OPERATIONS OF A COMMERCIAL BANK: ANALYSIS OF THE CURRENT STATE AND DEVELOPMENT TRENDS // BSU bulletin. Economy and Management. - 2021. №2. . - С. 66-76.
Title:
DEPOSIT OPERATIONS OF A COMMERCIAL BANK: ANALYSIS OF THE CURRENT STATE AND DEVELOPMENT TRENDS
Financing:
Codes:
DOI: 10.18101/2304-4446-2021-2-66-76UDK: 336.717.3
Annotation:
The article analyzes the current state of deposit operations in commercial banks, studies the theoretical aspects, as well as the problems of deposit policy formation in com- mercial banks, identifies the main problems of implementing deposit policy and their devel- opment trends. We have revealed the role of PJSC “Sberbank” in the deposit market of our country, assessed its financial state, analyzed the bank's deposit operations, its share in the segment and marketing policy, and considered rebranding. There is a tendency for the popu- lation's savings to flow from deposits to stock exchanges, shares of Russian blue-chip com- panies and mutual funds. We have made an attempt to develop recommendations for im- proving the efficiency of deposit policy in commercial banks.
Keywords:
commercial bank, deposit, deposit policy, interest accrual, share market, stock exchange, client, advances portfolio, broker
List of references: